SIP Calculator
Calculate how a monthly SIP investment grows over time with expected annual returns and step-up.
100% free No signup Private & offline-ready Works in your browser
About the SIP Calculator
A Systematic Investment Plan (SIP) invests a fixed amount every month in a mutual fund or savings scheme. Thanks to compounding, small regular amounts can grow substantially over time. Add a yearly step-up to model increasing your SIP as your income grows. Returns are not guaranteed.
Frequently asked questions
Is the SIP Calculator free?
Yes. The SIP Calculator on Apex Tool Station is 100% free with no signup and no watermark. Browser tools have no usage limits.
Are my files or data uploaded to a server?
No. Everything runs locally in your browser using JavaScript. Your files and text never leave your device, which makes it safe for private documents.
Does it work on mobile?
Yes. The tool works on any modern browser on Android, iPhone, Windows, Mac and Linux.